UK Payment Purpose & Category Codes
From UK recommended Purpose Code list
These purpose and category codes can be optionally supplied for any payment, and certain codes are mandatory when making CHAPS payments (e.g. for Property related transactions).
The codes are derived from the Bank of England/Pay.UK published UK Purpose Code list which is a subset of the full international External Code Set of all acceptable Purpose Codes, which is part of the ISO 20022 repository.
| Purpose Code | Description |
|---|---|
| BKFE | Bank Loan Fees |
| BKIP | Bank Loan Accrued Interest Payment |
| BKPP | Bank Loan Principal Pay-down |
| CBLK | Card Bulk Clearing |
| INTC | Intra Company Payment |
| INTP | Intra Party Payment |
| DEPT | Deposit |
| ACCT | Account Management |
| CASH | Cash Management Transfer |
| COLL | Collection Payment |
| CSDB | Cash Disbursement Cash Management |
| LIMA | Liquidity Management |
| NETT | Netting |
| EXTD | Exchange Traded Derivatives |
| OTCD | OTC Derivatives |
| REPO | Repurchase Agreement |
| SBSC | Securities Buy Sell Sell Buy Back |
| SLEB | Securities Lending And Borrowing |
| AGRT | Agricultural Transfer |
| AREN | Accounts Receivables Entry |
| BEXP | Business Expenses |
| BOCE | Back Office Conversion Entry |
| COMC | Commercial Payment |
| CPYR | Copyright |
| LICF | License Fee |
| SERV | Service Charges |
| SUPP | Supplier Payment |
| TRAD | Commercial |
| SUBS | Subscription |
| GDSV | Purchase Sale Of Goods And Services |
| GSCB | Purchase Sale Of Goods And Services With Cash Back |
| ROYA | Royalties |
| COMT | Consumer Third Party Consolidated Payment |
| CHAR | Charity Payment |
| ECPR | E-Payment Return |
| EPAY | E-payment |
| COMP | Compensation Payment |
| DBTC | Debit Collection Payment |
| CLPR | Car Loan Principal Repayment |
| INTE | Interest |
| LOAN | Loan |
| LOAR | Loan Repayment |
| RELG | Rental Lease General |
| TRFD | Trust Fund |
| PENO | Payment Based On Enforcement Order |
| INPC | Insurance Premium Car |
| INPR | Insurance Premium Refund |
| INSC | Payment of Insurance Claim |
| INSU | Insurance Premium |
| LBRI | Labour Insurance |
| LIFI | Life Insurance |
| PPTI | Property Insurance |
| HLRP | Property Loan Repayment |
| HLST | Property Loan Settlement |
| PLDS | Property Loan Disbursement |
| PDEP | Property Deposit |
| PCOM | Property Completion Payment |
| PLRF | Property Loan Refinancing |
| FORW | Forward Foreign Exchange |
| FXNT | Foreign Exchange Related Netting |
| IVPT | Invoice Payment |
| REBT | Rebate |
| REFU | Refund |
| CDBL | Credit Card Bill |
| CPKC | Carpark Charges |
| EDUC | Education |
| FEES | Payment of Fees |
| GAMB | Gambling |
| LOTT | Lottery |
| GIFT | Gift |
| INSM | Instalment |
| REOD | Account Overdraft Repayment |
| FAND | Financial Aid In Case Of Natural Disaster |
| GOVT | Government Payment |
| TCSC | Town Council Service Charges |
| BLDM | Building Maintenance |
| RENT | Rent |
| BNET | Bond Forward Netting |
| CORT | Trade Settlement Payment |
| CMDT | Commodity Transfer |
| DERI | Derivatives |
| DIVD | Dividend |
| FREX | Foreign Exchange |
| HEDG | Hedging |
| INVS | Investment & Securities |
| SAVG | Savings |
| SECU | Securities |
| TREA | Treasury Payment |
| FNET | Futures Netting Payment |
| FUTR | Futures |
| HLTI | Health Insurance |
| DNTS | Dental Services |
| LTCF | Long Term Care Facility |
| MDCS | Medical Services |
| VIEW | Vision Care |
| SWFP | Swap contract final payment |
| SWPP | Swap contract partial payment |
| SWRS | Swap contract reset payment |
| SWUF | Swap contract upfront payment |
| BECH | Child Benefit |
| BENE | Unemployment Disability Benefit |
| SSBE | Social Security Benefit |
| PEFC | Pension Fund Contribution |
| PENS | Pension Payment |
| ADCS | Advisory Donation Copyright Services |
| ALMY | Alimony Payment |
| BONU | Bonus Payment |
| COMM | Commission |
| HREC | Housing Related Contribution |
| SALA | Salary Payment |
| LREB | Lending rebate payments |
| LREV | Lending Revenue Payments |
| ESTX | Estate Tax |
| HSTX | Housing Tax |
| INTX | Income Tax |
| PTXP | Property Tax |
| RDTX | Road Tax |
| TAXS | Tax Payment |
| VATX | Value Added Tax Payment |
| WHLD | With Holding |
| TAXR | Tax Refund |
| CBTV | Cable TV Bill |
| ELEC | Electricity Bill |
| GASB | Gas Bill |
| PHON | Telephone Bill |
| UBIL | Utilities |
| WTER | Water Bill |
Note: If a purpose code is not supplied for a payment it will default to "EPAY"
| Category Code | Name |
|---|---|
| BONU | Bonus Payment |
| CASH | Cash Management Transfer |
| CBLK | Card Bulk Clearing |
| CCRD | Credit Card Payment |
| CORT | Trade Settlement Payment |
| DCRD | Debit Card Payment |
| DIVI | Dividend |
| DVPM | Deliver Against Payment |
| FCOL | Fee Collection |
| GOVT | Government Payment |
| GP2P | Person to Person Payment |
| HEDG | Hedging |
| INTC | Intra Company Payment |
| INTE | Interest |
| LOAN | Loan |
| MP2P | Consumer |
| OTHR | Other Payment |
| PENS | Pension Payment |
| RRCT | Reimbursement Received Credit Transfer |
| SALA | Salary Payment |
| SECU | Securities |
| SSBE | Social Security Benefit |
| SUPP | Supplier Payment |
| TAXS | Tax Payment |
| TRAD | Trade |
| TREA | Treasury Payment |
| VATX | Value Added Tax Payment |
| WHLD | With Holding |
Note: If a category code is not supplied for a payment it will default to "OTHR"
Updated 3 days ago
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