Accounts

Accounts are required for customers to make and receive payments and are created via the Create Account endpoint.

The following information is required to create an account:

Field	Description
Customer ID	The ID of the customer the account will belong to
External Reference	A reference for you to identify the account
Currency	The required currency for the account
Product Code	See below

Successful creation of an account will return a unique account ID along with the information required for paying funds into the account, for example the Sort Code & Account Number for GBP accounts or an IBAN for EUR accounts.

Product Codes

Product codes control how an account is configured. Those available to you depend on your agreement with us and will be provided during onboarding.

Some dummy examples showing their usage:

Example Product Code	Example Usage
GBP-000001	Connects GBP accounts to the UK payment schemes
EUR-000001	Connects EUR accounts to SEPA and ensures a GB IBAN is assigned
EUR-000002	Connects EUR accounts to SEPA and ensures an NL IBAN is assigned
EUR-000003	Connects EUR accounts to SEPA and ensures an IE IBAN is assigned
EUR-000004	Connects EUR accounts to SEPA and ensures an ES IBAN is assigned
EUR-000005	Connects EUR accounts to SEPA and ensures an FR IBAN is assigned